1. Investment credit
On BIA’s initiative, local and offshore banks help customers with their equipment purchases and operational expenditure related to parts and maintenance (classic loans, equipment financing, dedicated investments).
BIA helps customers hook up with the best financial organisations and put together their loan application, for a successful outcome.
2. Trade finance
Because BIA works with a large number of well-known banks and export credit agencies (ECA), customers can receive advice concerning their acquisition of financial products (efficient structuring of deferred payments and longer-term due dates).
BIA maintains strong relationships with European and Pan-African banking networks, which are able to assist customers from the start of their operations. BIA works mainly with LCs, SBLCs, and Avalised and Accepted Drafts.
3. Export financing — purchaser credit
For all matters relating to long-term projects, the BIA financing department gathers the best institutional and banking agents to structure its customers’ export financing loans, and mainly purchaser credits. This type of structure naturally takes longer to create and finalise, but it provides access to long-term offshore financing.
From CAPEX to OPEX, credit is a very common financing method in Europe, and is growing in Africa.
The BIA financing department works closely with its customers to introduce them to high-performance credit agencies able to support their activities via financial and operational loans to suit their needs.
BIA works with customers to find the ideal financing solution with regard to term, residual value, price, and service.